{"id":5697,"date":"2011-04-06T20:47:58","date_gmt":"2011-04-07T02:47:58","guid":{"rendered":"http:\/\/ishmaels.net\/blog\/?p=5697"},"modified":"2011-04-06T20:47:58","modified_gmt":"2011-04-07T02:47:58","slug":"financial-planning-and-wasting","status":"publish","type":"post","link":"https:\/\/www.ishmaels.net\/blog\/2011\/04\/06\/financial-planning-and-wasting\/","title":{"rendered":"Financial Planning and wasting"},"content":{"rendered":"

This is not high finance stuff.  Some years ago we determined that we would like to set<\/strong> up all our holdings in a trust.  The advantage for a trust is privacy in passing all the things we worked for to our heirs and not going through \u201cprobate\u201d for all of it and letting the whole world know what we had.  They (the world) know anyway but by putting it in a trust it is one<\/strong> step better than a will and provides for the things we want not what the state determines.  It also had\/has some tax advantages if it is set<\/strong> up and worked properly.  it had some tax advantage and with the way taxes are going it may have more or less in the future, who knows?  Ours included a will and the power of attorney and medical powers etc.  Although it probably was not necessary for our small estate we determined it was good for us to set<\/strong> down and work out the details now before we couldn\u2019t do all this.  <\/p>\n

To that end we had not updated it in any real manner since we first set<\/strong> it up and we had several things that needed to be updated as well as the laws had changed several times on various portions (medical power, power of attorney, wills, tax advantage limits, etc.) it was good to set<\/strong> down and go over all this so we did that today.  Had a meeting<\/strong> with the lawyer and will get everything brought up to date.  It will cost more than simple wills or having written it ourselves but we hope it has a better chance of being correct when done.  <\/p>\n

That was our morning adventure to be in OKC<\/strong> by 9am for the meeting, set<\/strong> and discuss our current situation and any need for changes in the documents and get advice and set<\/strong> up for the things we needed to be done.  It is amazing how much can go wrong if you just let it happen to you rather than take care of it before hand.  <\/p>\n

After the meeting<\/strong> we made a small stop<\/strong> at Academy for some new shoes.  We probably didn\u2019t need new ones but I hated the Rockport’s I bought last year and Sherrie felt she needed new sandals for the summer\u2026 I stated that we both needed to throw out at least and equal number for what we bought and she smiled and said she already had?  I doubt that but I for sure am giving away those Rockport’s\u2026 in favor of the Reeboks\u2026 I know they are the same damn company but the fit and style is different.  <\/p>\n

After that stop<\/strong> we made it up May avenue to find some cheap gas<\/strong> but my \u201cwhere\u201d app on the phone was wrong\u2026 the price<\/strong> for the gas<\/strong> it said was 3.41 was now 3.59.  On our way up May avenue we decided to stop<\/strong> at the Taco Cabana\u2026 The lunch there was good but not great.  had the Tortilla soup and a small personal shrimp Quesadilla.   <\/p>\n

After leaving there we headed on up to the Sam\u2019s on Memorial and Penn to get gas\u2026 There we got gas<\/strong> for 3.46\u2026 not cheap but better than 3.59.   Then it was home<\/strong> as we really didn\u2019t have any thing we needed in OKC<\/strong> beyond our appointment.  Got home<\/strong> about 2pm and rushed on off to Staples to get some more padded envelopes to send off some more books.  I have listed a bunch of my old books I have read to pass on to others and have sold 5 this week.  I really don\u2019t make anything off of them and the only benefit is getting rid of them with out just giving them away\u2026 pretty much break even by doing this.  I guess I could make some money if I could get some books real cheap and sell for regular price<\/strong> but my luck would be to get the books no one<\/strong> would buy and not be able to sell them at any price\u2026 Anyway we got the last two shipped out this afternoon.  <\/p>\n

I then went to the Jeep parts store and picked up a new fan switch for the air unit.  Last one<\/strong> worked for 2 and 1\/2 years and just quit the other morning?  They are not cheap and you have to replace the whole damn unit with three switches.  Nothing is easy anymore.  even parts replacement now required that you get rid of 2 perfectly good switched to replace the one<\/strong> that is bad, and it ain\u2019t cheap.  Maybe tomorrow I will get that put in and see if that fixed one<\/strong> of my two problems with the Jeep? <\/p>\n

I had hoped to get some yard work done today but when we got home<\/strong> I spent most of the rest of the day<\/strong> catching up on some emails, reading some financial<\/strong> blogs, putting some tings away and updating some pages for the trust papers as well as talking to Dad\u2026 so the rest of my day<\/strong> was shot.  <\/p>\n

I did go set<\/strong> on the back deck for awhile as it was real nice out this evening.  The wind had died down and it was just the right temps out so I watched the sun set<\/strong>\u2026 At least the end of the day<\/strong> was nice\u2026 \u2013 WD0AJG<\/p>\n","protected":false},"excerpt":{"rendered":"

This is not high finance stuff.  Some years ago we determined that we would like to set up all our holdings in a trust.  The advantage for a trust is privacy in passing all the things we worked for to our heirs and not going through \u201cprobate\u201d for all of it and letting the whole world know what we had.  They (the world) know anyway but by putting it in a trust it is one step better than a will and provides for the things we want not what the state determines.  It also had\/has some tax advantages if it is set up and worked properly.  it had some tax advantage and with the way taxes are going it may have more or less in <\/p>\n

“And Now the Rest of the Story – “Financial Planning and wasting<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-5697","post","type-post","status-publish","format-standard","hentry","category-uncategorized","odd"],"yoast_head":"\nFinancial Planning and wasting - And That was How it Went<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ishmaels.net\/blog\/2011\/04\/06\/financial-planning-and-wasting\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Planning and wasting - 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Wow, I am planning to be very happy when this year is over, although I am not so sure about next year being a lot better. As I stated last\u2026","rel":"","context":"In "Life"","block_context":{"text":"Life","link":"https:\/\/www.ishmaels.net\/blog\/category\/life-and-or-living-daily\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.ishmaels.net\/blog\/wp-content\/uploads\/2020\/12\/clip_image011_thumb.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":9183,"url":"https:\/\/www.ishmaels.net\/blog\/2011\/12\/17\/a-day-in-the-life\/","url_meta":{"origin":5697,"position":3},"title":"A day in the life","author":"wd0ajg","date":"December 17, 2011","format":false,"excerpt":"Yea, my life, boooorrrrring\u2026 but was really nice to not be out in a motel somewhere\u2026 I was not moving too fast today , got up about 7:30 and did some morning reading\u2026 had several things in the reading list that were pretty good.\u00a0 I have my Google reader set\u2026","rel":"","context":"In \"HF\"","block_context":{"text":"HF","link":"https:\/\/www.ishmaels.net\/blog\/tag\/hf\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":61514,"url":"https:\/\/www.ishmaels.net\/blog\/2018\/05\/24\/slower-than-the-turtle\/","url_meta":{"origin":5697,"position":4},"title":"Slower than the turtle!","author":"wd0ajg","date":"May 24, 2018","format":false,"excerpt":"When we purchased the Colorado house we decided that we wanted security cameras something like the Oklahoma house.\u00a0 In the Oklahoma house I installed a home made system with some wifi and some wired cameras to watch the outside of the house.\u00a0 I did this when I was out of\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"1-20180522_160844","src":"https:\/\/i0.wp.com\/ishmaels.net\/blog\/wp-content\/uploads\/2018\/05\/1-20180522_160844_thumb.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":16632,"url":"https:\/\/www.ishmaels.net\/blog\/2014\/07\/13\/weekend-focus\/","url_meta":{"origin":5697,"position":5},"title":"Weekend focus","author":"wd0ajg","date":"July 13, 2014","format":false,"excerpt":"Well my focus this weekend was to get something done\u2026 but other stuff got in the way\u2026 I got up early (not too early but same old time for me) and got out to do a few little things\u2026 had a little juice and then worked on some radio stuff\u2026\u2026","rel":"","context":"In "Hobbies"","block_context":{"text":"Hobbies","link":"https:\/\/www.ishmaels.net\/blog\/category\/hobbies\/"},"img":{"alt_text":"1-SAM_1682","src":"https:\/\/i0.wp.com\/ishmaels.net\/blog\/wp-content\/uploads\/2014\/07\/1-SAM_1682_thumb.jpg?resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.ishmaels.net\/blog\/wp-json\/wp\/v2\/posts\/5697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ishmaels.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ishmaels.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ishmaels.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ishmaels.net\/blog\/wp-json\/wp\/v2\/comments?post=5697"}],"version-history":[{"count":0,"href":"https:\/\/www.ishmaels.net\/blog\/wp-json\/wp\/v2\/posts\/5697\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.ishmaels.net\/blog\/wp-json\/wp\/v2\/media?parent=5697"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ishmaels.net\/blog\/wp-json\/wp\/v2\/categories?post=5697"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ishmaels.net\/blog\/wp-json\/wp\/v2\/tags?post=5697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}